Your first step into home ownership made simple and achievable.
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Benefits
Payment Holiday, First 3 Months
Skip the first instalments while you settle in.
At the start of your bond, you won’t need to make any payments for the first three months. This gives you breathing space to cover moving costs, furnishing, or simply settling into your new home without added financial pressure.
Ease-In Payments, Month 4 to 36
Ease into your bond with lower payments at the start.
For the next 36 months, you only pay interest. It keeps your monthly costs lighter while you adjust to new expenses. And if you’re ready, you can pay extra to get ahead — completely on your terms
Rewards That Make a Difference
Ease into your bond with lower payments at the start.
After three years, we automatically review your bond. If you’ve managed your repayments well, we reduce your interest rate. That means lower monthly instalments for the rest of your loan — a lasting reward for your commitment.
Frequently Asked Questions (FAQs)
Based on your selections above, the following products will benefit you the most:
Your qualification depends on affordability, income, and the value of the property you want to finance. Our quick assessment can give you an estimate in minutes.
We offer flexible terms of up to 30 years, depending on your affordability, age, and product choice.
Not always. With certain products like Home Start, we offer flexible options for first-time buyers who don’t have a big deposit saved.
The process can take a few days to a few weeks, depending on your documents and property valuation. We’ll keep you updated every step of the way.
